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Real Estate (13)
Canada's Most Overlooked Real Estate Investment Opportunity
Calgaryās office market currently provides the most attractive risk-adjusted returns, with unlevered stabilized yields in the mid-to-high teens on assets built within the past 20 years in irreplaceable locations trading...
The Debt Dilemma: Are Canadian Developers on Shaky Ground?
IntroductionThe Canadian residential real estate market has been heavily propped up by government-backed financing programs, most notably the MLI Select program offered through the Canada Mortgage and Housing Corporation (CMHC)....
The Contrarian View: Going Long Office Real Estate
400 Main Street, Saint John, NBIn a market clouded by uncertainty, weāre stepping up with a bold and contrarian investment in the office real estate sector. Our acquisition of 400...
The Future of Real Estate Investment: Fractional Ownership
What if investing in real estate were as easy as buying a stock? Imagine tapping into high-yield properties across the globeāinstantly, with just a few clicks. Thatās the game-changing promise...
Why I'm Betting Big On Retail Real Estate
Why Iām Investing in Commercial Retail Real Estate in Secondary and Tertiary MarketsSix years ago, I took my first step into real estate by purchasing a rental property in Winnipegās...
I'm Done with Residential Real Estate in Canada
As many of you have noticed from my recent social media updates, Iāve made a significant shift in my investment strategy: Iām no longer purchasing residential real estate in Canada....
Build a Real Estate Portfolio with No Money Down ($0 down) šļø
Building a real estate portfolio doesnāt always require a hefty upfront investment. In fact, with the right strategies, you can acquire properties with minimal out-of-pocket expenses. One such strategy revolves...
Utilizing a BA Swap for Outsized Returns š
Last month, we successfully unwound our BA Swap, and while it might sound like a meticulously timed strategy, the truth is a little simpler: we got lucky. But what mattered...
Bought an Office Building in COVID š¢
Amidst the global health upheaval, with the world seemingly at a standstill, my partner and I took a bold step into the office real estate market in April 2019 while...
Turning Around a 24-Unit Apartment Complex
Imagine walking into an apartment complex where the chief of police hands you the buildingās keyānot as a welcome gesture, but because of the frequent disturbances. That was the scene...
$115k Sixplex: From Distress to Success
In December 2019, I stumbled upon a diamond in the rough and what would become my first out-of-province investmentāpurchasing a distressed six-plex for just $115,000. Today, Iām thrilled to share...
Is Canada's Housing Market About to Crash??
Is Canadaās Real Estate Market a Bubble About to Burst? Hereās Why I Think Itās NotWhenever real estate prices soar, the word ābubbleā tends to get tossed around, accompanied by...
$40k Triplex: Scaling My Real Estate Portfolio with the BRRRR Method 3,100 km Away šļøāš
Hey there, real estate enthusiasts! Today, Iām pulling back the curtain on how I transformed a rundown triplex into a cash cow using the BRRRR method and expanded my investing...
Personal Finance (16)
Two Inflation Rates: The One You Hear About and the One That Really Matters
Inflation is one of those economic concepts that most people recognize but rarely question. The standard measureāthe Consumer Price Index (CPI)āgets all the attention, dominating headlines and shaping public perception...
How Anyone Can Retire in 7 Years or Less
build a wall between you and the manIntroductionWhat if you could step away from the daily grind and achieve financial freedom in just seven years? No lottery tickets, no lucky...
Bitcoin: The Unparalleled Asset in the Digital Age
The apex monetary assetForwardOver the last five months, I have dedicated well over 100 hours to studying and researching Bitcoin. My purpose in doing so was to gain a comprehensive...
Turning Volatility into Opportunity
This strategy is the brainchild of my business partner, Brock Rogerson, whose trading expertise far exceeds mine. Together, weāve worked to refine it, transforming market volatility into opportunity and making...
Turn Your Mortgage into a Tax-Deductible Asset š”
If youāve ever felt envious of our American neighbors being able to write off their mortgage interest, youāre not alone. In Canada, however, a little-known financial strategy called the Smith...
Currency Devaluation ā Buy Hard Assets
I rarely pay much attention to the mediaās talking heads, but occasionally, they bring on truly valuable guestsāsuch as John Malone.John Malone is the largest private owner of land in...
FI Goal Reached: Four Years Ahead of Schedule
Today, Iām writing this post with immense gratitude, and excitement. For those who have been following my journey here and on social media, you likely anticipated this announcement: Iāve achieved...
House-Hacking: How to Live for Free
We sold our suburban home and moving into a duplex in a far less affluent neighborhood of Winnipeg. This bold move not only slashes our living expenses but also sets...
Frugal Fashion: $1.19 a Shirt?
One Hot Frugal Tip Youāll Wish You Knew SoonerLast week, I made my yearly clothing order for just $130. For the average fashion enthusiast, that might cover a single trip...
A Simple Portfolio Returned 41% In 4 Years
At 20 years old in January 2014, I faced a common dilemma for young investors: how to grow my savings wisely. Instead of chasing high-risk stocks or paying hefty fees...
The Simple Math of Early Retirement
What if I told you that retiring earlyāwhether at 30, 40, or just before the gray hairs fully settle ināisnāt about earning six figures or hitting the lotto? Instead, it...
Slicing Electricity Costs
3 Hacks to Instantly Slash Your Hydro Bill (and Build Some Character While Youāre at It)Ready to save big on your hydro bill while toughening up a little? Hereās the...
Cutting Your Grocery Bill in Half
Eating out is the top financial indulgence for Canadians.According to Statistics Canada, the average Canadian spent $10,691 on food in 2016. This includes both groceries and dining out. That amounts...
Get Rich with Bikes
What if I told you about a unique machine that can transport you anywhere you want to go without requiring gasoline, diesel, or any fuels? A machine that doesnāt need...
Ditched the Truck
Just a week ago, I traded in my lifted, gas-guzzling truck for a practical SUV.Goodbye GMC SierraYes, I truly loved that truck. The amount of time and money I invested...
The Goal: Financial Independence by 30
Picture this: itās a Tuesday morning, and instead of sitting in a fluorescent-lit cubicle, pretending to care about another email chain that spiraled out of control, Iām doing exactly what...
Health (2)
The Hidden Dangers of Modern Food: How What We Eat Is Killing Us
Food is no longer just fuel for our bodiesāitās a reflection of our fast-paced lifestyles, a source of comfort, and a product of convenience. But as we indulge in heavily...
Optimizing for Performance and Longevity: Nutrition, Conditioning, and Wellbeing
Optimizing performance and longevity is a journey of continuous experimentation and commitment. Through countless trials and adjustments over the years, Iāve crafted a system uniquely tailored to enhance physical performance,...
Culture (5)
Lost in Modernity
Introduction: The Gospel of ProgressEverywhere we turn, we hear the same sacred mantra: āThe future is bright! Progress is unstoppable! The world is better than ever!āBut what if itās all...
Canada: A Nation of NPCs
Canada, once a beacon of independent thought and rugged individualism, has devolved into a nation of compliant, unthinking drones, Non-Player Characters (NPCs) in the grand game of life. The vast...
Canada: A Nation in Decline š
Words: 10,911PrefaceThe catalyst that led me to write this was the recent Canada-U.S. trade tensions, particularly the reaction to a potential 25% tariff from U.S. President Donald Trump. But the...
The Climate Change Hypocrisy
Elitist Lies, Economic Suicide, and the War on the Working ClassThe ruling class in Canadaāled by so-called āprogressiveā politicians like Justin Trudeauāpreaches endlessly about climate change, demanding sacrifice from the...
The Illusion of Democracy
Democracy is often celebrated as the pinnacle of governance, a system designed to empower the people and protect individual freedoms. Yet, when we critically analyze its structure and long-term trends,...
Software (5)
Envisioning the Future: How AI and Robotics Will Shape an Era of Abundance
The future is arriving faster than we think. At the crossroads of artificial intelligence (AI), robotics, and human ingenuity lies a profound transformationāone that promises to redefine every facet of...
Essential Tools for AI and Machine Learning š
After hitting āpublishā on my last post, it hit meāI totally shouldāve included more beginner-friendly resources and tools! If youāre just starting out with coding or dipping your toes into...
How to Retrain LLMs and Integrate AI into Business or Daily Use
Over the past year, Iāve become deeply fascinated by the world of machine learning and large language models (LLMs). What started as a casual curiosity quickly morphed into a full-blown...
Building Software to Buy a House a Week
IntroductionIn the world of real estate investment, speed and precision are everything. Our US single-family home fund set an ambitious goal: acquire one house per week in mid-sized markets across...
Social Media Algorithm Hack: 1M Views in 24 Hours
Social media is a playground where content has the power to reach millions in a matter of hoursāif you know how to play the game. Recently, Iāve been experimenting with...
Other (1)
DIY Sparkling Water
For years, sparkling water has been the refreshing cornerstone of our householdās beverage lineup. As avid meat-centric eaters following a Paleo-inspired diet, the simplicity of sparkling waterāpure, unflavored, and endlessly...